THE REAL JOURNEY TO FINANCIAL INDEPENDENCE
Building financial independence, openly.
I am Richard, a UK investor documenting the decisions, doubts, portfolio changes, and mindset shifts behind creating more freedom.
MAIN PORTFOLIO
A public record, not a performance pitch.
The main portfolio is held in my IBKR ISA. I share the current holdings, the monthly changes, and the thinking behind the decisions.
Explore the live PortfolioLATEST REPORTED VALUE
£216,730.36IBKR ISA, prior-business-day close
- Invested
- £216,660.20
- Cash
- £70.16
- Reported daily P/L
- £-1,307.25
Updated from broker reporting. See the Portfolio page for source timing and holdings.
LATEST WRITING
What I am thinking about now
INVESTMENT PORTFOLIO
Amkor Technology (AMKR): Why I Started Buying at $31
Why the semiconductor packaging opportunity has my attention.
Read article
PERSONAL REFLECTIONS
The Background to My £1M Journey
Why I began documenting the investing journey and what freedom means to me.
Read articleFINANCIAL INDEPENDENCE
Why I’m Deliberately Slowing Down My Contribution Rate
Progress matters, but so does building a life that feels sustainable while you get there.
Read articleSTART EXPLORING
The ideas behind the numbers
Portfolio
Holdings, position sizes, monthly reviews, and the thinking behind them.
Explore 02Financial Independence
The trade-offs, emotions, and practical choices on the path to freedom.
Explore 03Personal Reflections
Honest notes on ambition, enough, investing mistakes, and changing your mind.
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