INVESTING, FREEDOM & THE REAL JOURNEY
Writing
Notes on investing, financial independence, work, enough and the decisions behind building a life with more freedom.
-
Monthly Portfolio Review: September 2026
A retrospective IBKR ISA review for September 2026: month-end value, holding changes, satellite crypto exposure and concentration risk.
-
Monthly Portfolio Review: August 2026
A retrospective IBKR ISA review for August 2026: month-end value, concentration, late-month volatility and the risks still being underwritten.
-
IonQ (IONQ) Investment Thesis: Commercialisation and Revenue Quality
IonQ (IONQ) is reporting stronger commercial demand. This thesis examines whether revenue quality, RPO conversion, margins and integration can support a durable quantum business.
-
BitMine (BMNR) Investment Thesis: ETH Per Fully Diluted Share
BitMine (BMNR) is best analysed through ETH per fully diluted share, plus the execution and dilution risks around its growing validator-services model.
-
How to Validate a One-Person Business Idea Before Spending Money
A practical UK framework for validating a one-person business idea: customer problem, paid test, evidence, compliance checks and a clear next decision.
-
Interactive Brokers ISA Review UK: Features, Costs and Trade-Offs
A practical Interactive Brokers ISA review for UK investors, covering eligibility, platform complexity, fees, global access and key trade-offs.
-
Portfolio Rebalancing UK: Rules for Drift, Risk and Deliberate Decisions
A UK-focused guide to portfolio rebalancing, investment drift, taxes and decision rules. Educational information only, not personal investment advice.
-
How to Research a Stock Before You Buy: A Filing-First Checklist
A filing-first stock-research workflow: understand the business, read 10-Ks and 10-Qs, check debt and dilution, test risks and define what would change your mind.
-
ISA vs SIPP for Early Retirement: Building an ISA Bridge in the UK
A UK-focused guide to thinking about ISAs, SIPPs and the accessible-capital bridge for early retirement. Information only, not personal tax or financial advice.